Cut the price tag of
an electric vehicle

Blending traditional loans and crowdfunding effortlessly

How it works

Cemaphoro is an all-in-one financing solution that helps you secure the lowest available rates through our extensive network of banks, credit unions, and financial institutions while simultaneously allowing you to crowdfund from your social media to reduce the amount of your loan.

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Select your Electric Vehicle

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Estimate your crowdfunding goal and share it on social media

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Secure the rest of the funds at the lowest available rate by using your crowdfunded amount for a down payment.

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The best part is that you don't have to deal with dealership salespeople. We take care of everything, so you can enjoy your new EV hassle-free.

Why would someone help me get an EV?

People take time and effort in gift giving; why not give your friends and family the opportunity to actually give you a meaningful gift that will truly help you get closer to your goal of having an EV. All contributions, no matter how big or small, are a meaningful step towards a greener future for all.

What happens if I don’t raise any funds?

Even if your crowdfunding campaign didn’t get any funds, don’t worry. Cemaphoro is committed to finding you the best loan to meet your needs and get you the electric car that you’ve always wanted.

Carfunding Calculator

Your crowdfund goal

$0.00

Use the carfunding calculator to find out how much you should crowdfund

Vehicle price: $0.00
Crowdfund: $0.00
Trade-In Value: $0.00
Est. Tax, Title, & Registration: $0.00

Total amount: $0.00
Your monthly payment: $0.00/mo
9.09% APR (Estimate based on your credit rating)*
Your crowdfund goal

$0.00

Vehicle price: $0.00
Crowdfund: $0.00
Trade-In Value: $0.00
Est. Tax, Title, & Registration: $0.00

Total amount: $0.00
Your monthly payment: $0.00/mo
9.09% APR (Estimate based on your credit rating)*
These estimated numbers are intended for general educational purposes only and are not offers for vehicle sale or finance. Actual amounts may vary based on vehicle availability, vehicle selection, and the verification of customer information.

Get Started

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Start your Carfunding.

How to carfund for your ideal electric car on Cemaphoro.

Step 1

Select your EV

Begin by choosing the electric vehicle that suits your preferences and needs.

Step 2

Calculate your crowdfunding goal

Use our Carfunding Calculator to determine how much money you need to raise through crowdfunding. This step ensures that you'll have a clear target for your crowdfunding efforts.

Step 3

Secure a loan using your crowdfunding funds

After calculating your crowdfunding goal, you can initiate the crowdfunding process to gather the necessary funds. Once you've reached your required target, you can proceed to secure the lowest-rate loan from our network of lenders for the remaining portion of the EV's price.

The funds you've raised through crowdfunding can be utilized as a down payment or to reduce the loan amount, potentially resulting in more favorable loan terms.

Step 4

Drive your EV home

With your crowdfunding funds and the secured loan, you can drive your new EV home, enjoying the benefits of your well-planned financing strategy.

Start carfunding anytime. You’re only a click away.