PCAT was created to provide Member districts with a strategy to achieve the lowest long-term cost for property and casualty coverage via multi-year membership, rate and coverage stability, proactive loss prevention, and cash dividends.
PCAT provides multi-year risk management solutions for over 170 Texas school districts. With over $50 Million in annual Member contributions, PCAT is the largest school risk program in the country devoted exclusively to property and casualty exposures.
PCAT is a Member owned-and-governed program. Member districts elect a five-Member Board of their peers to provide program governance ensuring the program is consistently aligned with the best interests of Member districts.
PCAT’s non-profit status ensures that any program funds not necessary for program operations are dispersed to Members via cash dividends. Since 2009, PCAT has returned over $11,000,000 in cash dividends to Texas classrooms.
Formed under the Interlocal Cooperation Act, Chapter 791 of the Texas Government Code, the PCAT Interlocal Agreement enables Members to benefit from cost-saving multi-year agreements while meeting Texas Education Code section 44.031 Purchasing Contracts requirements.
Please contact us at: 877.373.9339 or info@PCATprogram.org