Certegy Payment Solutions, LLC

Clearwater,  FL 
United States
  • Booth: 524

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About Certegy Payment Solutions

Founded in 1961, Certegy Payment Solutions (Certegy) is a leading provider of check payment risk management to retailers and financial institutions in North America. Headquartered in St. Petersburg, FL, Certegy's services utilize the most comprehensive DDA authorization and risk management system in the industry - delivering unprecedented accuracy, convenience and simplicity. At the heart of Certegy is a sophisticated risk management system, including a proprietary customer database with approximately 38 Million unique consumers and extensive fraud management tools to minimize losses.


Brands: Electronic Check Conversion, Third Party Check Cashing, Payment Guarantee, eCommerce


  • Electronic Check Conversion (ECC)
    Convert paper checks accepted as payment to an electronic ACH transaction...

  • Checks are still a significant payment instrament in today’s grocery space. Certegy’s Electronic Check Conversion (ECC) is a flexible real-time authorization and settlement system. It converts your customer’s check into an ACH transaction, eliminating the paper while Certegy accepts all risk on the transaction (giving you the peace of mind that you are protected against check losses).

  • InstantFunds
    Third party check cashing for payroll, government, tax checks (and more!)...

  • Certegy’s check cashing product, InstantFunds is a real-time authorization system providing immediate check acceptance decisions – at no risk to your company. With this system in place, your business effectively reduces the costs of cashing checks and completely eliminates the risk of fraud, all while gaining the ability to complete each transaction quickly and efficiently. Instant funds is a proven driver for consumer foot traffic as well as a risk free revenue stream for merchant partners.

  • ACH Link
    Alternative web and mobile app payment method...

  • Certegy’s ACH Link platform is designed to significantly reduce merchant processing fees by digitally enrolling consumer bank accounts for mobile commerce transactions. Consumer’s can use their bank credentials or manually enter their checking account information (MICR) for payment enrollment in merchant’s mobile application. Certegy validates their information in real-time and guarantees their subsequent payment transactions. No more interchange fees, chargebacks or fraud!