Begonya Klumb

Head of HSA
Fidelity Investments


Begonya Klumb is the Head of HSA for Fidelity Investments, where she manages the HSA business with more than $3 billion in assets in more than 800,000 health saving accounts. Prior to joining Fidelity in 2018, Begonya was the CEO of UMB Healthcare Services, a division of UMB Bank with more than $2 billion in assets and deposits, more than 1 million health saving accounts, more than 5.3 million benefit cards and other innovative healthcare financial products. Prior to this position, she held positions at UMB Financial Corporation as Chief Strategy Officer and Executive Vice President, Director of Financial Planning & Analysis, Director of Mergers & Acquisitions and Director of Corporate Strategy and Investor Relations. A native of Spain, Klumb studied economics at the University of Alicante. She completed a master’s degree in European Enterprise Management in England and Germany before heading to the US, where she earned an M.B.A. at Yale University in 2003.


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