Nova Credit

San Francisco,  CA 
United States
  • Booth: 9

We enable access to credit data of international applicants.

Although having built substantial credit in their home countries, access to credit cards, loans, mortgages, leases, phone contracts and more can be very burdensome for immigrants without a domestic credit file.


These consumers are essentially shut out of the financial system of their new home country. This is not because domestic businesses have inherently bad intents – they just do not have access to a dataset that allows them to accurately assess whether consumers qualify for their products and services.


The founders of Nova Credit are first- and second-generation immigrants from the U.K., Russia and the Netherlands. They came together to build a solution to solve this problem and accommodate the need of a secure, compliant and bank-ready technology to make better underwriting and approval decisions for international applicants. This applies to all sorts of products that require a credit check such as applications for credit, apartment leases and many more. Domestic consumer credit databases from leading credit bureaus around the world that have previously been isolated are now accessible through a single API and available to businesses upon consumer consent.


  • Credit Passport
    Credit Passport is a international credit report in a US-compliant format.

    Countries currently supported are Australia, Canada, India, Mexico and the UK with Brazil and South Korea expected to be live in December 2018.


  • Nova Credit partners with the top consumer credit bureaus globally: leaders in high-quality data collection, strict local regulatory compliance, and bank-grade information security.

    Nova Credit’s API offers a seamless integration into any tenant screening system. The raw data can be instantly ingested and returned with a recommendation in real-time. 

    Our simple, composable API that is battle-tested for scale across lending, tenant screening and more.

    Checkout for more info