Have you ever stood in your dry field and said, "I would pay $1,000 for a good inch or two of rain?" Pasture, Rangeland, Forage, or PRF, is a Pilot Insurance program through the USDA that allows Cattlemen and Forage Producers to buy insurance coverage on their pasture, rangeland, and forage acres to protect against lack of rainfall. The program is based solely on precipitation, known as the Rainfall Index. It is designed to protect from lack of rainfall, resulting in increased feed costs, destocking, depopulating, or other actions. For owners of a PRF policy, lack of enough rain in their grid means receiving a check and/or a premium credit from the insurance company. Not enough rain. You get paid. It's that simple.
Rainfall Index for Pasture, Rangeland and Forage (RI-PRF) is an insurance product developed to provide forage/hay and livestock producers with a tool to mitigate drought risk. RI-PRF is part of the U.S. Federal Crop Insurance Program. If you raise cattle or hay, you need to call us. We want to sit down with you and teach you how this is supposed to program work.
How you set this policy up matters. Let us show you why we are the best PRF agency in the industry.